Current Interest Rate:

The current yields for these accounts are as follows:

12-month term CD - minimum $£10,000- 5.75%

6-month term/CD - minimum $£10,000 4.75%

3-month term/CD - minimum $£10,000 —4.5%

30 day Notice/Call - minimum $£5000 —4.0%

15 day Notice/Call - minimum $£5000 —3.25%

12-month term CD - minimum €10,000 —4.0%

6-month term/CD - minimum €10,000 —3.75%

3-month term/CD - minimum €10,000 —3.5%

30 day Notice/Call - minimum €5000 —3.25%

15 day Notice/Call - minimum €5000 —3.0%

12-month term CD - minimum US$10,000 —4.0%

6-month term/CD - minimum US$10,000 —3.25%

3-month term/CD - minimum US$10,000 —3.0%

30 day Notice/Call - minimum US$5000 —2.5%

15 day Notice/Call - minimum US$5000 —2.0%